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Special financing offer on used equipment.

Need equipment fast and don’t have time to wait on something new? Now is the perfect time to buy used equipment and get back to work, quickly! Cat Financial has a great selection of high-quality used excavators, loaders, dozers, and so much more. And with this special offer, we’re taking the hassle out of financing and owning used equipment by providing you with an Equipment Protection Plan (EPP) and a Cat® CVA by Cat Financial at no additional cost*. So, you can focus on what you do best, running your business.

Now through December 31, 2024, qualified customers can get:

0% for up to 12 months on used equipment on Cat Financial * + Complementary Equipment Protection Plan ** + Complementary Customer Value Agreement ***

Need more options? Take advantage of additional long term lengths and rates on used equipment from Cat Financial, to find the best fit for your business and budget.

4.69% for 24 months, 5.99% for 36 months, OR 6.49% for 48 months

Offer Disclaimer / Terms & Conditions:

* Financing offer valid from January 1, 2024 through December 31, 2024. 0% for 12 months finance rate with zero down available only on used equipment manufactured by Caterpillar, Inc. and owned by Cat Financial in the United States. Other rates included in this offer are: 6.49% for 48 months, 5.99% for 36 months, and 4.69% for 24 months,. Finance rate available for Installment Sales Contract (ISC) or full payout lease only, subject to credit approval. Buyers are not guaranteed to qualify. Higher rates may apply for buyers with lower credit rating or qualifications. Offer available only at participating Cat dealers. Offer subject to machine availability. Offer may change without prior notice and additional terms and conditions may apply. Contact your participating Cat dealer for details.

** EPP offer valid from January 1, 2024 through December 31, 2024. Offer is valid for EPP Powertrain and Hydraulics for 1 year (12 months)/1,000 hours select used medium and large Cat® machines. Offer is valid for EPP Powertrain + Hydraulics  for 12 months/500 hours on select used compact Cat machines. Offer available only at participating Cat dealers. Offer may change without prior notice and additional terms and conditions may apply. Contact your participating Cat dealer for details.

*** CVA offer valid from January 1, 2024 through December 31, 2024.  CVA offered by Cat Financial Aftermarket Solutions (CFAS). A qualifying CVA Maintenance Parts Kits for 4 years /2,000 hours for large equipment models and 2 year/ 1,000 hours for compact and small equipment models, shipping of kits; fluids analysis; and onboarding to Cat Daily through my.cat.com and the Cat App. Maintenance parts included cover 1,000 hours (estimated 1 year) of machine utilization for large equipment models and 500 hours (estimated 1 year) for compact and small equipment models. Each kit contains one set of parts for regular planned maintenance under normal operating conditions. In some severe applications where maintenance parts need to be replaced more frequently, the additional parts will be at the customer’s expense. Excludes dealer labor and fluids. Visit your local Cat dealer at the time of service to add fluids or labor at customer expense. For details on the exact parts list for your specific machine, please contact your local participating dealer. The Cat CVA by CFAS is available to customers in the U.S. only. Offer available only at participating Cat dealers. Offer may change without prior notice and additional terms and conditions may apply. Contact your participating Cat dealer for details.